Tuition, Financial Aid & Scholarships
Tuition and Fees for 2026-27
- 2026-27 School Year Tuition: $21,990
- Laptop and Technology fee: $700 per year
- Comprehensive fee: $555
- Graduation fee for Seniors: $175
Financial Aid Information
General Information
As a faith-based community, we are committed to ensuring that every qualified young woman has an opportunity for a St. Joseph’s Academy education. Our financial aid awards are based on financial need, taking into account assets, liabilities, income, expenses, and the number of students attending fee-based schools. We encourage families who have special circumstances to bring them to our attention. Each student’s award decision is unique, based on the information provided.
Over 36% of students receive financial aid, ranging from $1,000 to full tuition. This year, we were able to award financial aid to all families that qualified. Families must reapply each year through FACTS Grant and Aid. FACTS applications for 2026-27 academic year opened October 1, 2025.
Questions? Please contact Sandy Kemp, Financial Aid & Tuition Specialist, by phone at (314) 394-4885 or email at skemp@sja1840.org.
Key Financial Aid Dates
After completing the application, you will need to upload your 2024 tax return immediately. Your 2025 W-2 will need to be uploaded as soon as possible, upon receipt from your employer. Preliminary award estimates are available upon request. Applications will also be accepted after the deadline.
Key Financial Aid Dates
- October 1, 2025: FACTS Online applications open for the 2026-27 school year.
- December 31, 2025: Deadline for FACTS applications for the Class of 2030.
* Late applications will be placed on financial aid waitlist and will be considered if funds become available. - January 15, 2026: Deadline for FACTS applications for returning students.
- January 31, 2026: Deadline for required documentation submission.
*Submission after the deadline may delay award letters. - February 20, 2026: Award letters for the Class of 2030 will be sent via Docusign.
- February 27, 2026: Award letters for returning students will be sent via Docusign.
- April 30, 2026: Financial aid appeals deadline.
How to Apply
Step 1: Select Applicant Sign In
Step 2: New Users select Create an Account
Returning Users enter their existing username/password.
Did you forget your password? Click on the Trouble signing in? link to retrieve your existing username and password. If you are unable to retrieve your username and password, continue as a New User and click Create an Account. Once you have registered and signed in, you will have the ability to complete the FACTS Grant & Aid Assessment application online.
After completing the online application, you will need to upload your supporting documentation.
The tax information needed to verify your application is shown in the FGAA Checklist that is found online or in the paper application.
Application deadlines are set by the school or institution awarding the scholarships. If you are applying after a given deadline date, please contact St. Joseph's Academy to ensure that your application will be accepted.
Payment Plans
Tuition payment plans are set up as part of the enrollment process starting within the SJA Parent Portal. Enrollment opens in February and payment is due in March of each year. Parents/guardians will receive an email in February to begin the enrollment process. Once the online forms have been completed and the deposit has been paid, a button will be available that says FACTS. FACTS is our online tuition management software. Click here to be directed to FACTS and to set up an account. If you have used FACTS before, you can log in with your existing login information.
In FACTS, you will be able to enter your banking or credit card information for payments. If you use a credit card, there is a 2.95% fee associated that is charged by FACTS.
The first payment of your payment plan will be due in June. You can select your payment due date along with the frequency of payments in the portal. Options are:
• Payment in Full: Total payment due on or before June 15th
• Semester Payments: Two equal payments due in June and January
• Quarterly: Four equal payments due in June, October, January and March
• Monthly: Monthly payments over a period of 11 months beginning June with final payment in due in April
Questions? Please contact Sandy Kemp, Financial Aid & Tuition Specialist, at (314) 394-4885 or at skemp@sja1840.org.
Scholarships
- Presidential Scholarship
- Jean-Pierre Medaille, SJ, Merit Scholarships
- Leaders in Diversity Scholarship
- Lay Family Foundation Tuition Assistance Fund
- External Scholarships Opportunities
Presidential Scholarship
St. Joseph’s Academy proudly offers its Presidential Scholarship to applicants who are among the most academically successful candidates for entrance to the freshman class. Based on a standardized test score in the 99th percentile, plus an outstanding academic record, students chosen for this award will receive $5,000 renewable each year, beginning with applicants to the class of 2029. Recipients must maintain a cumulative grade point average of 3.85, are expected to be present and adhere to our attendance policy of not reaching the threshold of excessive absences for any single course per semester, and must demonstrate the "Academic Qualities of an Outstanding Angel".
This award does not preclude any application for need-based financial aid; families remain eligible for tuition assistance.
Jean-Pierre Medaille, SJ, Merit Scholarships
Each year, St. Joseph’s Academy awards up to fifteen merit-based, partial, renewable scholarships for 8th grade applicants who demonstrate exceptional academic excellence, diligence, aptitude for achievement, and leadership potential. For a student to be considered for a Jean-Pierre Medaille, SJ, Merit Scholarship, she must have standardized test scores of 97% or above. Beginning with applicants to the class of 2029, awards are $1,500 for 97% and $2,500 for 98%. With the limited number of merit scholarships available, the selection process is very competitive. Recipients must maintain a cumulative grade point average of 3.75, are expected to be present and adhere to our attendance policy of not reaching the threshold of excessive absences for any single course per semester, and must demonstrate the "Academic Qualities of an Outstanding Angel".
Leaders in Diversity Scholarship
At St. Joseph’s Academy, the essence of unifying love and living in right relationship espoused by our foundresses, the Sisters of St. Joseph of Cardondelet (CSJ), is the bedrock for our programs surrounding diversity, equity, and inclusion.
As a CSJ institution, we are called to move always “toward the love of God and the love of neighbor without distinction.” Throughout our history, the CSJs have “served the Dear Neighbor,” who may be of another culture, ethnicity, race, age, socioeconomic circumstance, or faith. This spirit and call to inclusive action continue to be expressed today, as we live out our school motto, “Not I, But We.” Christ calls each of us to love others, to be merciful as God is merciful; as a school community, we are called to do the same.
St. Joseph’s Academy’s commitment to diversity, equity, and inclusion summons our community to recognize and acknowledge the dignity of all people created in the image of God, acknowledging that each person brings many gifts to the community. We strive to exhibit a humility that engenders empathy and understanding, and to answer God’s call to develop a deeper sense of value and inclusivity as it relates to gender, race, faith, and socioeconomic circumstances, as well as individual talents and learning styles in a college preparatory environment.
In recognition of this work, St. Joseph’s Academy instituted our Leaders in Diversity Scholarship Program, which recognizes applicant students who are:
- 8th grade students of color
- Academically strong, as demonstrated by the student’s academic transcript
- Proven leaders in their communities
- Volunteering and performing community service
- Committed to active participation in our student Diversity, Culture, and Climate Team
To apply for this scholarship, applicants must choose St. Joseph’s Academy as their first-choice Catholic high school. Successful applicants will be invited to interview with the St. Joseph’s Academy Admissions Council and the Director of Diversity, Culture and Climate.
Finalists will be chosen for this scholarship, the benefits of which include:
- A $3,000 Leaders in Diversity Scholarship, renewable each year she attends St. Joe and is considered in good standing at the end of each academic year
- Active engagement in the student Diversity, Culture, and Climate Team
- Frequent exposure to and opportunities to meet directly with the Director of Diversity, Culture, and Climate
Up to four students will be awarded this scholarship as incoming freshmen. This scholarship is not based on financial need, and is supplemental to any additional academic scholarships and/or financial aid a student may receive as part of the St. Joseph’s Academy admissions process.
Lay Family Foundation Tuition Assistance Fund
Need based scholarship
This fund provides tuition assistance to an incoming freshman whose elementary school grade point average is 2.0 or above. The applicant must be committed to academic improvement, and her personal goals must include a college education. The family must apply for financial aid through the schools FACTS Grant and Aid link and be approved for financial assistance.
While the family needs to pay a maximum of $1,000 per semester, this tuition assistance grant, coupled with other grants, provides the full balance of the student’s tuition each semester.
This award is renewable each year based on the following:
- A written request from the family for renewal;
- Academic progress and satisfactory conduct, as confirmed in writing by two of the student’s teachers and the student’s academic counselor;
- Continued family financial need, as verified by FACTS Grant and Aid; and
- An expressed desire for a college education as evidenced by letters signed by the student and each parent or guardian.
External Scholarships Opportunities
BEYOND SUNDAY
As part of the Beyond Sunday campaign, the Roman Catholic Foundation of Eastern Missouri is offering a scholarship program to support middle income families with tuition support for Catholic Elementary and High Schools in the St. Louis region. The program for grades 9-12 is the Beyond Sunday Fellows Program. The objective is to align the tuition support with continued Catholic community building among high school students which extends throughout their lives. Scholarship recipients will be named Beyond Sunday Fellows. The goal is to have Beyond Sunday Fellows in every Catholic High School. For more information please visit www.rcfstl.org/beyond-sunday/scholarships.
The open application period is usually late January to late February. Annual income re-qualification is required for all awards.
Today and Tomorrow Educational Foundation
The Today and Tomorrow Educational Foundation (TTEF) is pleased to announce that the Missouri State Treasurer’s Office has approved TTEF as an Educational Assistance Organization (EAO) for the Missouri Empowerment Scholarship Accounts Program: MO Scholars.
This means that as of July 1, 2022, TTEF may receive qualified contributions from individuals and businesses to establish MOScholars scholarship accounts for qualified Missouri students.
TTEF asks families interested in the scholarship to take a 5-minute prequalification survey at ttef-stl.org/moscholars to see if they are eligible for this scholarship. All eligible families will receive a notification when the official application opens.
MISSOURI EMPOWERMENT SCHOLARSHIP ACCOUNTS PROGRAM
Click here for more informationMissouri Empowerment Scholarship Accounts Program