Tuition, Financial Aid & Scholarships

As a faith-based community, we are committed to ensuring that every qualified young woman has an opportunity for a St. Joseph’s Academy education. Our financial aid awards are based on financial need, taking into account assets, liabilities, income, expenses and the number of students attending fee-based schools. We encourage families that have special circumstances to bring it to our attention. Each student’s award decision is unique based on the information provided.

Over 35% of students receive financial aid, ranging from $1,000 to full tuition. This year, we were able to award financial aid to all families that qualified. Financial aid awards may include some work grants. Families must re-apply each year through FACTS Grant and Aid.

Key Financial Aid Dates

• October 1, 2024: FACTS Online application period opens for the 2025-26 school year.
• January 15, 2025: FACTS Online application submission deadline. 2024 W-2's should be uploaded to FACTS as soon as possible upon receipt from employer. 
• February 17, 2025: Financial aid award letters presented to Class of 2029
• February 24, 2025: Financial aid award letters presented to current students
• April 30, 2025: Financial aid appeals deadline

Tuition payment plans are set up as part of the enrollment process starting within the SJA Parent Portal. Enrollment opens in February and payment is due in March of each year. Parents/guardians will receive an email in February to begin the enrollment process. Once the online forms have been completed and the deposit has been paid, a button will be available that says FACTS. FACTS is our online tuition management software. Click here to be directed to FACTS and to set up an account. If you have used FACTS before, you can log in with your existing login information.  

In FACTS, you will be able to enter your banking or credit card information for payments. If you use a credit card, there is a 2.95% fee associated that is charged by FACTS.

The first payment of your payment plan will be due in June. You can select your payment due date along with the frequency of payments in the portal. Options are:
•    Payment in Full: Total payment due on or before June 15th
•    Semester Payments: Two equal payments due in June and January
•    Quarterly: Four equal payments due in June, October, January and March
•    Monthly: Monthly payments over a period of 11 months beginning June with final payment in due in April

Questions? Please contact Sandy Kemp, Financial Aid Specialist, at (314) 394-4885 or at skemp@sja1840.org.  

Tuition Gap Information

Step 1: Select Applicant Sign In

Step 2: New Users select Create an Account
                 Returning Users enter their existing username/password.

Did you forget your password? Click on the Trouble signing in? link to retrieve your existing username and password. If you are unable to retrieve your username and password, continue as a New User and click Create an Account. Once you have registered and signed in, you will have the ability to complete the FACTS Grant & Aid Assessment application online.

After completing the online application, you will need to upload your supporting documentation.

The tax information needed to verify your application is shown in the FGAA Checklist that is found online or in the paper application.

Application deadlines are set by the school or institution awarding the scholarships. If you are applying after a given deadline date, please contact St. Joseph's Academy to ensure that your application will be accepted.

Apply Online
 

St. Joseph’s Academy proudly offers its Presidential Scholarship to applicants who are among the most academically successful candidates for entrance to the freshman class. Based on a standardized test score in the 99th percentile, plus an outstanding academic record, students chosen for this award will receive $5,000 renewable each year, beginning with applicants to the class of 2029. Recipients must maintain a cumulative grade point average of 3.85, are expected to be present and adhere to our attendance policy of not reaching the threshold of excessive absences for any single course per semester, and must demonstrate the "Academic Qualities of an Outstanding Angel".

This award does not preclude any application for need-based financial aid; families remain eligible for tuition assistance. 

Each year, St. Joseph’s Academy awards up to fifteen merit-based, partial, renewable scholarships for 8th grade applicants who demonstrate exceptional academic excellence, diligence, aptitude for achievement, and leadership potential. For a student to be considered for the Jean-Pierre Medaille scholarship, she must have standardized test scores of 97% or above. Beginning with applicants to the class of 2029, awards are $1,500 for 97% and $2,500 for 98%. With the limited number of merit scholarships available, the selection process is very competitive. Recipients must maintain a cumulative grade point average of 3.75, are expected to be present and adhere to our attendance policy of not reaching the threshold of excessive absences for any single course per semester, and must demonstrate the "Academic Qualities of an Outstanding Angel".

At St. Joseph’s Academy, the essence of unifying love and living in right relationship espoused by our foundresses, the Sisters of St. Joseph of Cardondelet (CSJ), are the bedrock for our programs surrounding diversity, equity, and inclusion.

As a CSJ institution, we are called to move always “toward the love of God and the love of neighbor without distinction.” Throughout our history, the CSJs have “served the Dear Neighbor,” who may be of another culture, ethnicity, race, age, socioeconomic circumstance, or faith. This spirit and call to inclusive action continue to be expressed today, as we live out our school motto, “Not I, But We.” Christ calls each of us to love others, to be merciful as God is merciful; as a school community, we are called to do the same.

St. Joseph’s Academy’s commitment to diversity, equity, and inclusion summons our community to recognize and to acknowledge the dignity of all people created in the image of God: acknowledging that each person brings many gifts to the community. We strive to exhibit a humility that engenders empathy and understanding, and to answer God’s call to develop a deeper sense of value and inclusivity as it relates to gender, race, faith, and socioeconomic circumstances, as well as individual talents and learning styles in a college preparatory environment.
 
In recognition of this work, St. Joseph’s Academy is proud to announce our Leaders in Diversity Scholarship Program, which recognizes applicant students who are:

• 8th grade students of color 
• Academically strong, as demonstrated by the student’s academic transcript
• Proven leaders in their communities
• Volunteering and performing community service 
• Committed to active participation in our Student Diversity Club

To apply for this scholarship, applicants must choose St. Joseph’s Academy as their first-choice Catholic high school, and indicate on our application for admission their interest in this scholarship. The Admissions Office will send an additional form for the applicant to complete. Successful applicants will be invited to interview with the St. Joseph’s Academy Admissions Council and the Director of Diversity, Culture and Climate. Finalists will be chosen for this scholarship, benefits of which include:

• A $3,000 Leaders in Diversity Scholarship, renewable each year she attends St. Joe and is considered in good standing at the end of each academic year
• Active engagement in the Student Diversity Club
• The opportunity to expand her leadership skills by regular involvement with the Diversity, Equity, and Inclusion Committee of the Board of Directors 
• Frequent exposure to and opportunities to meet directly with the Director of Diversity, Culture, and Climate 

Up to four (4) students will be awarded this scholarship per year. This scholarship is not based on financial need, and is supplemental to any additional academic scholarships and/or financial aid a student may receive as part of the St. Joseph’s Academy admissions process.  

Need based scholarship

This fund provides tuition assistance to an incoming freshman whose elementary school grade point average is 2.0 or above. The applicant must be committed to academic improvement, and her personal goals must include a college education. The family must apply for financial aid through the schools FACTS Grant and Aid link and be approved for financial assistance. 
 
While the family needs to pay a maximum of $1,000 per semester, this tuition assistance grant, coupled with other grants, provides the full balance of the student’s tuition each semester.
 
This award is renewable each year based on the following:

• A written request from the family for renewal;
• Academic progress and satisfactory conduct, as confirmed in writing by two of the student’s teachers and the student’s academic counselor;
• Continued family financial need as verified by FACTS Grant and Aid; and
• An expressed desire for a college education as evidenced by letters signed by the student and each parent or guardian.

Incentive award

To assist with the cost of books, classroom fees, and other miscellaneous expenses, the Lay Family Foundation will pay the sum of $300 for each semester that the recipient has a grade point average of 3.2 or higher, or beginning in the second semester, an increase in her grade point average over the prior semester of point three (.30) or more. This payment is made directly to the high school.

Click here to print an application